If you are involved in a car accident with an auto or other form of transportation, you will need a lawyer to help you deal with the issues of insurance coverage and reimbursement for your injuries and property damage. These car accidents can involve a car, a truck, public bus, train, or even as a pedestrian. Issues regarding no-fault benefits will arise and there are tight time deadlines for filing for benefits. If you are involved in an accident with an ninsured or underinsured driver you will also need to deal with those issues, and timely advise your insurance company.

No-fault benefits are benefits for medical bills, lost wages, prescription drugs and other costs that a person suffers in an automobile accident. As the name implies, these benefits are available to a person regardless of their fault in causing the accident. However, you must apply for these benefits promptly and they have monetary limits.

A person may have a separate claim for injuries and damages against the car or truck or other vehicle that caused the accident. This claim is separate from the claim for no-fault benefits.


1. Call the police and wait for them to arrive;

2. Exchange information with the other driver(s) / operators in the accident, especially name, address, phone number, license plate number, insurance company and policy number;

3. Obtain the names, addresses and phone numbers of any witnesses;

4. Consult a car accident lawyer such as Michael J. Asta as soon as possible following a car accident.